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Credit Analyst II

Job Description

Are you curious, motivated, and forward-thinking? At FIS you'll have the opportunity to work on some of the most challenging and relevant issues in financial services and technology. Our talented people empower us, and we believe in being part of a team that is open, collaborative, entrepreneurial, passionate and above all fun.

About the team:

The Payment Facilitator (PayFac) Credit/Risk Team works collaboratively with payment facilitators, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to mitigate risk while supporting growth objectives within the PayFac LOB. We're a diverse team with the potential to have a significant positive impact both internally and for our clients.

What you will be doing:

The primary responsibility of the PayFac Credit/Risk team is to review new and existing PayFac relationships to ensure the PayFac's credit fundamentals are adequate in relation to the potential exposure generated from the payment processing relationship. As a Credit Analyst II, you will perform thorough financial analysis on prospective and current PayFac's, while collaborating with internal and external partners to identify and mitigate risk to FIS.
  • Performs extensive analysis on a variety of financial statements and provides proper recommendations
  • Effectively evaluates complex issues, considering and prioritizing a variety of factors
  • Establishes appropriate credit limits and collateral
  • Communicates effectively and professionally with internal and external customers
  • Exercises sound judgment in assessing potential regulatory and reputational risks
  • Monitors and communicates credit concerns to management

What you bring:
  • Experience with financial analysis
  • Effective communication skills and attention to detail
  • Unmatched work ethic and strong sense of ownership
  • Ability to creatively solve problems and achieve company objectives
  • Time management and flexibility

Added bonus if you have:
  • Knowledge of merchant acquiring services
  • Experience with Moody's Risk Analyst or equivalent financial analysis software
  • Formal credit training

What we offer you:
  • A multifaceted job with a high degree of responsibility and a broad spectrum of opportunities
  • The chance to work on some of the most challenging, relevant issues in financial services & technology
  • A work environment built on collaboration, flexibility, and respect
  • A competitive salary and benefits
  • A fantastic range of benefits designed to help support your lifestyle and well being

Privacy Statement

FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the Online Privacy Notice.

EEOC Statement

FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here supplement document available here

For positions located in the US, the following conditions apply. If you are made a conditional offer of employment, you will be required to undergo a drug test. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for Americans with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis.

Sourcing Model

Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.


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